10 SW South River Dr

Miami, FL 33130

$375,000

$393/ft²

2Beds

2Baths

954Sq ft

2003Year built

CondoType

About this home

An exceptional residence in the heart of Downtown Miami, this beautifully updated 2-bedroom, 2-bath condo at Neo Lofts offers modern comfort and resort-style living. The thoughtful layout features two separate en-suite bedrooms ideal for families or guests, an open-concept living area, contemporary finishes, stainless steel appliances, tiled baths, and an in-unit washer and dryer. A rare highlight is direct access from the private balcony to the amenity level, allowing seamless indoor-outdoor living without elevators. The pool, jacuzzi, gym, and social lounge are located on the same floor, creating a true resort-at-home experience with city and water views. Built in 2004, Neo Lofts is a well-managed, reserved building offering 24-hour concierge, valet, spa/sauna, tennis courts, dog park, business center, and a brand-new state-of-the-art infinity-edge pool. Unit includes one assigned parking space and a private storage unit, with additional parking available for sale or rent. Perfectly positioned near Brickell, Wynwood, Coral Gables, Coconut Grove, and direct access to I-95. Seller to pay all current special assessments in full at closing and offer a $2,500 credit to buyer at closing.

Features

Waterfront

Property details

Listing

MLS #: A11930110
Status: For sale
Listed on: Dec 12, 2025
Days on market: 241 days
Listing data updated: Jul 11, 2026

Interior

Beds: 2
Baths: 2
Living area: 954 ft²
Price per ft²: $393/ft²
Unit: 608

Building & community

Type: Condo
Year built: 2003
HOA fee: $1,099/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,896
Property taxes (est.): $344
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $1,099

Estimated total$3,656*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?