10031 SW 223rd Terrace

Cutler Bay, FL 33190

$490,000

$420/ft²

3Beds

2Baths

1,166Sq ft

1991Year built

Single-family homeType

About this home

Charming 3-bedroom, 2-bath home in the desirable Lakes by the Bay community of Cutler Bay. This one-story residence features a functional layout, bright living spaces, an attached 1-car garage, and a private patio perfect for relaxing or entertaining. Conveniently located near parks, schools, shopping, dining, and major roadways.

Property details

Listing

MLS #: B26050275
Status: For sale
Listed on: Jul 6, 2026
Days on market: 34 days
Listing data updated: Jul 25, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,166 ft²
Price per ft²: $420/ft²

Building & community

Type: Single-family home
Year built: 1991
HOA fee: $93/mo
County: Miami-Dade

Lot & exterior

Lot size: 3,600 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,478
Property taxes (est.): $449
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $93

Estimated total$3,337*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?