10048 SW 221st St

Cutler Bay, FL 33190

$579,000

$406/ft²

3Beds

2Baths

1,425Sq ft

1988Year built

Single-family homeType

About this home

Welcome to this fabulous updated modern home in peaceful Lakes by the Bay community, featuring new roof and high ceilings that fill the space with natural light. This home offers 3 bedrooms, 2 bathrooms, and an open concept kitchen with quartz countertops and stainless steel appliances, perfect for everyday living and entertaining The garage has been converted into a private in-law suite with its own bathroom providing an extra income opportunity also ideal for guests or a home office. One bedroom is conveniently located on the first floor. Enjoy relaxing in your private jacuzzi after a long day. Located in a community with a pool, tennis courts, and scenic lakes, this home is just minutes from Black Point Marina, parks, shopping, and the Turnpike for easy access across South Florida. Freshly painted and move-in ready.

Property details

Listing

MLS #: A12007226
Status: For sale
Listed on: Apr 25, 2026
Days on market: 107 days
Listing data updated: Jul 27, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,425 ft²
Price per ft²: $406/ft²

Building & community

Type: Single-family home
Year built: 1988
HOA fee: $161/mo
County: Miami-Dade

Lot & exterior

Lot size: 3,200 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,928
Property taxes (est.): $531
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $161

Estimated total$4,053*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?