10090 Bay Harbor Ter

Bay Harbor Islands, FL 33154

$1,099,000

$654/ft²

2Beds

2.5Baths

1,680Sq ft

1980Year built

TownhouseType

About this home

Experience luxury living in this spacious corner townhome featuring 3 rooms and 3.5 bathrooms across three levels of modern comfort, complete with a 2-car garage. County records reflect the property as a 2-bedroom, 2.5-bath residence; however, the ground-floor room with a full en-suite bath can easily function as a third bedroom, office, den, or guest suite. The open-concept kitchen showcases sleek white cabinetry, black quartz countertops, and stainless steel appliances, while all bathrooms have been tastefully updated with walk-in showers. Enjoy two private balconies, top-floor washer and dryer convenience, abundant natural light, and beautiful wood and tile flooring throughout with no carpet. Hurricane accordion shutters provide added peace of mind, and ample guest parking is available. Ideally located within walking or biking distance to top restaurants, Bal Harbour Shops, Surfside beaches and cafés, and situated within a highly rated school district. Conveniently close to Biscayne Boulevard and just a short drive to South Beach and Aventura Mall.

Property details

Listing

MLS #: A11893823
Status: For sale
Listed on: Oct 9, 2025
Days on market: 304 days
Listing data updated: Jul 24, 2026

Interior

Beds: 2
Baths: 2.5
Living area: 1,680 ft²
Price per ft²: $654/ft²
Unit: 10090

Building & community

Type: Townhouse
Year built: 1980
HOA fee: $1,200/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,557
Property taxes (est.): $1,008
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $1,200

Estimated total$8,365*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?