10190 Collins Ave

Bal Harbour, FL 33154

$864,000

$815/ft²

2Beds

1Baths

1,060Sq ft

1948Year built

Co-opType

About this home

Rare opportunity in the heart of Bal Harbour! This beautifully renovated 2-bedroom, 1-bath residence combines sophisticated design, comfort, and an unbeatable location just steps from the beach and only minutes from the world-renowned Bal Harbour Shops. Thoughtfully redesigned with elegant finishes throughout and offered fully furnished, this residence is truly move-in ready. The spacious interior features a bright open living area, a sleek modern kitchen, beautifully appointed bedrooms, and a warm private-home feel rarely found in the area. Every detail has been carefully considered to create a refined yet comfortable living experience. Enjoy the convenience of being moments from pristine beaches, fine dining, luxury shopping, and everything Bal Harbour has to offer. Low HOA adds exceptional value to this unique opportunity. CASH ONLY. Ideal as a primary residence, second home, or sophisticated Miami retreat. A turnkey property in one of South Florida’s most prestigious and sought-after communities. Opportunities like this are rarely available in Bal Harbour. Easy to show. Schedule your private showing today and experience this hidden gem in person!

Property details

Listing

MLS #: A12072911
Status: For sale
Listed on: Aug 19, 2026
Days on market: 8 days
Listing data updated: Aug 20, 2026

Interior

Beds: 2
Baths: 1
Living area: 1,060 ft²
Price per ft²: $815/ft²
Unit: 204

Building & community

Type: Co-op
Year built: 1948
HOA fee: $708/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: RUTH K. BROAD BAY HARBOR K-8 CENTER · 0.8 mi away
Middle school: RUTH K. BROAD BAY HARBOR K-8 CENTER · 0.8 mi away
High school: MAST@FIU · 1.4 mi away
Transit: COLLINS AV & HARBOUR WY E · 0 mi away
Supermarket: The Grove Kosher Market · 0.7 mi away
Park: Founders Circle · 0.5 mi away
Pharmacy: CVS Pharmacy · 0.5 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $4,369
Property taxes (est.): $792
Home insurance (est.): $648
Flood insurance (est.): —
HOA fee: $708

Estimated total$6,517*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?