1020 Meridian Ave

Miami Beach, FL 33139

$315,000

$411/ft²

1Beds

1.5Baths

766Sq ft

1969Year built

CondoType

About this home

Live in the heart of South Beach, where some of Miami Beach's most iconic destinations are just steps from your front door. This spacious 1-bedroom, 1.5-bath residence sits directly across from Flamingo Park- 0.1 miles, offering easy access to tennis courts, a lap pool, fitness center, basketball courts and walking trails. The beach is approximately 0.5 miles away, while Lincoln Road's shopping, dining and entertainment are less than a mile from home. Whole Foods Market is conveniently located about 0.7 miles away, making everyday errands super easy. Interior is bright and unobstructed with west facing windows, filling the home with natural light throughout the day and enjoy the sunset views on the balcony in the evening. The building includes pool, bike storage, additional storage, secure entry, laundry facilities and assigned parking. Building has reserves and 40 & 50 recertifications complete. Whether you're heading to the beach for a morning walk, grabbing dinner on Ocean Drive, spending the afternoon at Flamingo Park, or enjoying a sunset from your balcony, this home places you at the center of the South Beach lifestyle while offering a peaceful retreat above it all.

Property details

Listing

MLS #: A12038224
Status: For sale
Listed on: Jun 17, 2026
Days on market: 54 days
Listing data updated: Jun 17, 2026

Interior

Beds: 1
Baths: 1.5
Living area: 766 ft²
Price per ft²: $411/ft²
Unit: 715

Building & community

Type: Condo
Year built: 1969
HOA fee: $798/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,593
Property taxes (est.): $289
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $798

Estimated total$2,997*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?