10209 SW 20th Ter

Miami, FL 33165

$515,000

$534/ft²

2Beds

2Baths

964Sq ft

1972Year built

VillaType

About this home

Welcome to this beautifully updated 2-bedroom, 2-bathroom villa offering the perfect blend of modern luxury, peace of mind, and an open layout filled with lots of natural light. No detail was spared on structural and home system upgrades, featuring a brand-new roof, full impact windows and doors, a new 2026 A/C system, a 2023 water heater, a new washer/dryer, and fresh paint inside and out. Step across the brand-new luxury vinyl flooring—which is 100% waterproof and scratchproof—into a chef’s kitchen boasting new stainless steel appliances, premium Calacatta quartz countertops, and a massive countertop perfect for eating or gathering. Both bathrooms are elegantly upgraded with porcelain tile and matching Calacatta quartz. Step outside to your private patio area overlooking a serene canal, beautifully finished with high-end porcelain tile. This villa is in a community with an extremely low HOA, and you can rent it right away, making it perfect for homeowners and investors alike!

Features

Waterfront

Property details

Listing

MLS #: A12025455
Status: For sale
Listed on: May 29, 2026
Days on market: 72 days
Listing data updated: Jun 20, 2026

Interior

Beds: 2
Baths: 2
Living area: 964 ft²
Price per ft²: $534/ft²

Building & community

Type: Villa
Year built: 1972
HOA fee: $26/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,604
Property taxes (est.): $473
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $26

Estimated total$3,536*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?