1023 NW SPRUCE RIDGE Drive

Stuart, FL 34994

$980,000

$493/ft²

4Beds

3Baths

1,988Sq ft

1965Year built

Single-family homeType

About this home

WELCOME HOME to this move-in ready 4-bedroom, 3 Bath home on nearly 1/2 acre in the desirable North River Shores community! This beautifully updated home features a private-entry suite ideal for mother-in-law suite. Major upgrades include a new roof, gutters, soffits, whole-house generator with propane tank and transfer switch, new electrical panel, new water heater, impact windows and sliding glass doors, new flooring throughout, fresh interior and exterior paint, and three renovated bathrooms with accessibility. Previously approved for assisted living home, this home offers excellent flexibility for multigenerational living. Additional improvements include a fire alarm and sprinkler system, 10-year smoke and carbon monoxide detectors. Enjoy all that North River Shores has to offer, including optional POA membership with parks, playgrounds, fishing pier, sidewalks, and boat ramp access for just $185/year(2026) plus a $20 boat ramp key. Conveniently located near Treasure Coast Mall, downtown Stuart, downtown Jensen Beach, beaches, restaurants, shopping, and top-rated Martin County Schools, A rare opportunity to own a turnkey home with extensive upgrades already completed!

Property details

Listing

MLS #: B26051980
Status: For sale
Listed on: Jul 13, 2026
Days on market: 27 days
Listing data updated: Aug 9, 2026

Interior

Beds: 4
Baths: 3
Living area: 1,988 ft²
Price per ft²: $493/ft²

Building & community

Type: Single-family home
Year built: 1965
County: Martin

Lot & exterior

Lot size: 19,328 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,955
Property taxes (est.): $898
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$6,453*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?