1040 12TH Street

Okeechobee, FL 34974

$274,900

$163/ft²

2Beds

2Baths

1,689Sq ft

2005Year built

HomeType

About this home

Move-in ready waterfront home with numerous recent updates! Enjoy outdoor living on the 16' x 16' Trek deck (2024), complete with patio furniture that stays with the home. Major improvements include a new metal roof (2025), updated electrical panel and wiring throughout (2026), updated interior (2026), and leveled home with new underpinning and shutters (2025). Kitchen updates include a new dishwasher (2026) and kitchen faucet (2026). Septic system was inspected and pumped in May 2026, and the A/C has been serviced every six months. Custom blinds throughout with living room draperies included. Some furnishings will remain, including the living room couches (2024). Flooring is LVP 22 mill with moisture barrier. All motion-detection lights and Blink security cameras will convey with the property. Detached garage with attached screened room provides additional storage and flexible space. This well-maintained waterfront property is ready for its new owner.

Features

Waterfront

Property details

Listing

MLS #: B26060292
Status: For sale
Listed on: Aug 3, 2026
Days on market: 7 days
Listing data updated: Aug 7, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,689 ft²
Price per ft²: $163/ft²

Building & community

Type: Home
Year built: 2005
County: Glades

Lot & exterior

Lot size: 7,492 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,390
Property taxes (est.): $252
Home insurance (est.): $233
Flood insurance (est.): —

Estimated total$1,875*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?