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For sale

1040 SE 4th Avenue

Deerfield Beach, FL 33441

$175,000

$180/ft²

2Beds
2Baths
970Sq ft
1969Year built
CondoType

About this home

Bright 2 bedroom, 2 bath condo just a 2 mile walk or bike ride to the beautiful Atlantic Ocean and oceanfront dining. Walk to Sprouts and Aldi for convenient grocery shopping, to Muv Dispensary , to local restaurant and yoga studios. This is the top floor so no noise from above! This unit features tile floors throughout, split bedroom floor plan. This unit has the best view in the community with a screened balcony with northern exposure overlooking the pool and trees. New AC. Private storage for each unit, perfect for bikes and beach chairs. Includes one covered carport parking space. Enjoy easy South Florida living close to beaches, shopping, and restaurants. Located in a very walkable neighborhood (Walk Score approx. 77), with easy access to shopping, dining, and everyday conveniences.

Features

  • Private pool

Property details

Listing

MLS #
B26002384
Status
For sale
Listed on
Mar 11, 2026
Days on market
152 days
Listing data updated
May 31, 2026

Interior

Beds
2
Baths
2
Living area
970 ft²
Price per ft²
$180/ft²
Unit
331

Building & community

Type
Condo
Year built
1969
HOA fee
$635/mo
County
Broward

Lot & exterior

Private pool
Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest)
$885
Property taxes (est.)
$161
Home insurance (est.)
$233
Flood insurance (est.)
HOA fee
$635

Estimated total$1,914*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?

Location

Mortgage calculator

$885/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Coldwell Banker Realty /Delray Beach.

Elizabeth Gebhard · 561-251-3176 · elizabethgebhardre@yahoo.com · 561-278-0300

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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