1060 92nd St

Bay Harbor Islands, FL 33154

$375,000

$315/ft²

2Beds

2Baths

1,190Sq ft

1967Year built

CondoType

About this home

Nestled in the prime location of Bay Harbor Islands! This stunning 2-bedroom, 2 bathroom unit in a low rise building has been fully remodeled with luxurious laminates throughout the home, new paint, and new appliances. The kitchen is a chef's delight with quartz countertops, new cabinets, and plenty of storage space. The new Rheem AC system, replaced in 2022 and still under warranty, along with the Nest thermostat, ensures your comfort year-round. Both bathrooms have been completely remodeled with walk-in showers and all work has been permitted. This condo also boasts large bedrooms with ample closet space, designated parking, and additional public parking nearby. Plus an in-unit washer & dryer. The electric panel was replaced in 2025 and hurricane shutters adorn all windows for added security. 40 year recertification has been completed the convenience of a playground and dog park just steps away from the building, as well as weekly events in the community center. With the beach, the famous Shops at Bal Harbor, countless cafes and restaurants within walking distance, you'll never run out of things to do! Don't miss out on this incredible opportunity to own a piece of paradise and experience coastal living at its finest in Bay Harbor Islands!

Property details

Listing

MLS #: A12056874
Status: For sale
Listed on: Aug 6, 2026
Days on market: 4 days
Listing data updated: Aug 7, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,190 ft²
Price per ft²: $315/ft²
Unit: 6

Building & community

Type: Condo
Year built: 1967
HOA fee: $1,047/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,896
Property taxes (est.): $344
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $1,047

Estimated total$3,604*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?