10631 NW 14th Street

Plantation, FL 33322

$324,999

$283/ft²

3Beds

2Baths

1,150Sq ft

1990Year built

CondoType

About this home

Enjoy elevated waterfront living in this fully renovated top-floor 3-bedroom, 2-bath lakefront condo in Optima Village at Fountain Spring! With no neighbors above or behind, enjoy added privacy plus peaceful lake and pool views from the screened balcony. The open layout features luxury vinyl flooring, designer lighting, all impact windows, accordion shutters for balcony, and a full-size washer/dryer. The updated kitchen shines with quartz counters, stainless steel appliances, stylish backsplash, pantry storage, and a built-in bench nook. The primary suite offers water views, balcony access, a walk-in closet, and renovated bath. Roof 2018, A/C 2019, completed 40-year certification, funded reserves. Immediate rentals allowed. Approved short sale. Need up to 90 days to close. Maintenance includes roof cleaning/repairs, pool, spa/hot tub, clubhouse, landscaping, water, sewer, trash removal, interior pest control, and insurance. Steps to Deicke Park with pickleball, tennis, basketball, volleyball, playgrounds, and walking paths. Close to shopping, dining, highways, and Central Park. OK to lease in 1st year & buyers could qualify for a down payment as low as 3%. FHA is also a possibility for spot approvals.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26065634
Status: For sale
Listed on: Aug 18, 2026
Days on market: 9 days
Listing data updated: Aug 26, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,150 ft²
Price per ft²: $283/ft²
Unit: 212

Building & community

Type: Condo
Year built: 1990
HOA fee: $520/mo
County: Broward

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: NOB HILL ELEMENTARY SCHOOL · 0.7 mi away
Middle school: BAIR MIDDLE SCHOOL · 1.4 mi away
High school: ARC BROWARD INC. · 3.2 mi away
Transit: Sunrise Boulevard/Northwest 108th Avenue · 0.3 mi away
Supermarket: Winn-Dixie · 0.5 mi away
Park: Deicke Park · 0.2 mi away
Pharmacy: Walgreens · 0.5 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $1,643
Property taxes (est.): $298
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $520

Estimated total$2,778*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?