1125 97th St

Bay Harbor Islands, FL 33154

$4,810,000

$1,227/ft²

4Beds

4.5Baths

3,919Sq ft

2027Year built

CondoType

About this home

Introducing the Penthouse at Mila, an extraordinary full-floor 4bed/4.5 bath residence in the prestigious Bay Harbor Islands, designed by renowned architect Kobi Karp. This rare blend of privacy, modern elegance, and timeless design rises in one of South Florida’s most coveted enclaves. Your private elevator opens to this penthouse sanctuary with soaring ceilings, and walls of floor-to-ceiling glass creating a seamless connection between indoor sophistication and outdoor serenity. Framed by panoramic vistas of the bay, skyline, and lush island surroundings the multiple terraces invite effortless entertaining, sunset dining, and tranquil mornings above it all. The gourmet kitchen is a statement of style and function, featuring bespoke European cabinetry, sleek stone surfaces, integrated premium appliances, wine storage, and an oversized island designed for both intimate gatherings and grand entertaining. The primary suite is a private retreat is complete with a custom dressing room and spa-inspired bath evoking a five-star resort ambiance. Enjoy the rooftop amenities including a pool, wellness areas, and summer kitchen spaces designed for relaxation and elevated entertaining. Mila's secure smart-access lobby, boutique scale, and protected low-rise surroundings provide a level of privacy rarely found in today’s condominium market. Just moments from Bal Harbour Shops, Surfside Beach, fine dining and more with easy access to Miami Beach, Design District, and Aventura.

Features

Private pool

Property details

Listing

MLS #: A12004209
Status: For sale
Listed on: Apr 21, 2026
Days on market: 110 days
Listing data updated: May 8, 2026

Interior

Beds: 4
Baths: 4.5
Living area: 3,919 ft²
Price per ft²: $1,227/ft²
Unit: PH601

Building & community

Type: Condo
Year built: 2027
County: Miami-Dade

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $24,322
Property taxes (est.): $4,409
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$29,331*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?