12 Inlet Cay Drive

Ocean Ridge, FL 33435

$4,375,000

$1,439/ft²

4Beds

4Baths

3,040Sq ft

1987Year built

Single-family homeType

About this home

Just listed in highly desirable waterfront community of Inlet Cay in Ocean Ridge, this beautifully newly renovated coastal residence offers the perfect blend of comfort, style, and location. Just steps from your deeded beach access, this warm and inviting 4-bedroom, 3.5-bath home captures everything a true beach house should be. Thoughtfully updated throughout, recent improvements include a stunning new kitchen, new flooring, impact windows and doors, and a new dock and seawall accommodating up to a 60-foot vessel on deep water with no fixed bridges. With soaring ceilings, light-filled living spaces, and an effortless indoor-outdoor lifestyle, this is the kind of home that makes every day feel like a vacation. Nestled in one of South Florida's most charming coastal towns, you'll enjoy quiet beaches, boating, and the relaxed Ocean Ridge lifestyle that continues to attract discerning buyers. Turnkey waterfront homes in Ocean Ridge are becoming increasingly difficult to find. This exceptional offering is expected to generate significant interest.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26054844
Status: For sale
Listed on: Jul 21, 2026
Days on market: 19 days
Listing data updated: Aug 7, 2026

Interior

Beds: 4
Baths: 4
Living area: 3,040 ft²
Price per ft²: $1,439/ft²

Building & community

Type: Single-family home
Year built: 1987
County: Palm Beach

Lot & exterior

Lot size: 11,000 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $22,122
Property taxes (est.): $4,011
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$26,733*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?