120 N Ocean Blvd

Delray Beach, FL 33483

$1,175,000

2Beds

2Baths

—Sq ft

1955Year built

Co-opType

About this home

The beach is truly your living room. Completely renovated from floor to ceiling, this stunning Delray Beach residence showcases a relaxing modern tempo and offers an immediate sense of calm the moment you step inside. Enjoy mesmerizing ocean views just 300 feet from the sand. A private entrance shared with only one other resident creates an exclusive, peaceful retreat, with both front and rear access leading to your second-floor sanctuary. Units in the oceanfront wing are rarely available, making this a unique and highly sought-after opportunity. Ideally located near Atlantic Avenue, known for its world-class dining, shopping, and vibrant nightlife, this home captures the very best of coastal living. Co-op rental restrictions further enhance the exclusivity of the community, while one of the best-managed associations in South Florida—with ample reserves—provides confidence and peace of mind for the future. The building has also undergone a recent renovation, including concrete restoration, SIRS study, and 40-year certification, ensuring long-term structural integrity and added value.

Features

Waterfront

Property details

Listing

MLS #: A12036915
Status: For sale
Listed on: Jun 23, 2026
Days on market: 48 days
Listing data updated: Jun 23, 2026

Interior

Beds: 2
Baths: 2
Unit: S-6

Building & community

Type: Co-op
Year built: 1955
HOA fee: $2,208/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,941
Property taxes (est.): $1,078
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $2,208

Estimated total$9,827*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?