1210 Cactus St
Key Largo, FL 33037
$1,695,000
$543/ft²
About this home
Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle — with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second-floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage — ideal for guests, extended family, or additional living space. Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise.
Features
- Waterfront
Property details
Listing
- MLS #
- A12046590
- Status
- For sale
- Listed on
- Jul 2, 2026
- Days on market
- 39 days
- Listing data updated
- Jul 3, 2026
Interior
- Beds
- 4
- Baths
- 4.5
- Living area
- 3,120 ft²
- Price per ft²
- $543/ft²
Building & community
- Type
- Single-family home
- Year built
- 1979
- HOA fee
- $17/mo
- County
- Monroe
Lot & exterior
- Lot size
- 7,440 ft²
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $8,571
- Property taxes (est.)
- $1,554
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
- HOA fee
- $17
Estimated total$10,742*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$8,571/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of American Caribbean Real Estate.
Joel Young · 305-432-6610 · joel@cjoelyoung.com · 305-451-4078
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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