1225 NW 21st Street

Stuart, FL 34994

$169,900

$168/ft²

2Beds

2Baths

1,014Sq ft

1977Year built

CondoType

About this home

Beautiful 2nd-floor 2BR/2BA unit overlooking the 17th tee of the golf course. The home features a remodeled kitchen with maple cabinets and two Lazy Susan, along with updated cabinetry in both bathrooms. Enjoy laminate flooring throughout and the added protection of accordion shutters. Conveniently located near the community laundry room at the end of the building. Located in Vita Del Lago, a vibrant 55+ community offering a clubhouse, pool, shuffleboard, and a wide range of social activities. Enjoy peaceful, scenic views from the backyard. Close to restaurants, shopping malls, supermarkets, and just 10 minutes from Jensen Beach. Must own for 2 years prior to renting.

Features

Private pool
55+ community

Property details

Listing

MLS #: B26024293
Status: For sale
Listed on: May 5, 2026
Days on market: 96 days
Listing data updated: Aug 2, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,014 ft²
Price per ft²: $168/ft²
Unit: 1615

Building & community

Type: Condo
Year built: 1977
HOA fee: $497/mo
County: Martin

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $859
Property taxes (est.): $156
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $497

Estimated total$1,745*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?