123 Ruby Lake Drive

Winter Haven, FL 33884

$287,000

$150/ft²

3Beds

2Baths

1,919Sq ft

2000Year built

Single-family homeType

About this home

APPROVED SHORT SALE. THIS BEAUTIFUL HOME IS A 3 BEDROOM TWO BATH HOME WITH AN OFFICE. CAN BE USED AS A 4TH BEDROOM. LARGE OVERSIZED LOT IN A GATED COMMUNITY.

Property details

Listing

MLS #: F10549163
Status: For sale
Listed on: Jan 29, 2026
Days on market: 192 days
Listing data updated: Jun 24, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,919 ft²
Price per ft²: $150/ft²

Building & community

Type: Single-family home
Year built: 2000
HOA fee: $71/mo
County: Polk

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,451
Property taxes (est.): $263
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $71

Estimated total$2,018*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?