12765 SW 110th Ter

Miami, FL 33186

$895,000

$312/ft²

4Beds

2.5Baths

2,868Sq ft

1979Year built

Single-family homeType

About this home

Spacious 4-bedroom, 2.5-bath home with a loft/office situated on a canal with peaceful water views and no HOA. Filled with natural light, the home offers generous living spaces overlooking the pool and waterway, creating the perfect setting for everyday living and entertaining. The kitchen features stainless steel appliances, ample cabinet space, and a functional layout ready for your personal touch. The primary suite includes a private balcony overlooking the canal, dual vanities, and walk-in closets. Step outside to enjoy the pool, expansive patio, and serene waterfront setting with plenty of room to entertain, relax, or even add your dream outdoor kitchen. Recent improvements include impact windows throughout, newer A/C units, a pool pump replaced in 2022, providing added value while leaving plenty of opportunity to update and make the home your own. Conveniently located near top-rated schools, shopping, dining, and major roadways, this property offers an exceptional opportunity to create your dream waterfront home. Some photos have been virtually staged using Elli AI

Features

Waterfront

Property details

Listing

MLS #: A12058025
Status: For sale
Listed on: Jul 22, 2026
Days on market: 18 days
Listing data updated: Aug 8, 2026

Interior

Beds: 4
Baths: 2.5
Living area: 2,868 ft²
Price per ft²: $312/ft²

Building & community

Type: Single-family home
Year built: 1979
County: Miami-Dade

Lot & exterior

Lot size: 8,355 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,526
Property taxes (est.): $821
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$5,947*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?