12944 Banyan Rd

North Miami, FL 33181

$2,750,000

$1,118/ft²

4Beds

3Baths

2,460Sq ft

1955Year built

Single-family homeType

About this home

Experience waterfront living at its finest in this fully renovated modern home located in the prestigious gated community of Keystone Islands, North Miami Beach. This spacious 4-bedroom, 3-bathroom residence offers 2,484 sq/ft of elegantly designed living space. The expansive backyard is a true entertainer’s dream, featuring a sparkling pool, custom-built barbecue area under a stylish pergola, and a private dock that accommodates up to a 60’ boat. Enjoy direct ocean access with no fixed bridges, making it a boater’s paradise. The property also includes a covered garage plus three additional uncovered parking spots. Whether you're hosting guests or seeking a peaceful waterfront retreat, this move-in ready gem offers the best of South Florida luxury living.

Features

Waterfront

Property details

Listing

MLS #: A12045579
Status: For sale
Listed on: Jun 30, 2026
Days on market: 41 days
Listing data updated: Jul 18, 2026

Interior

Beds: 4
Baths: 3
Living area: 2,460 ft²
Price per ft²: $1,118/ft²

Building & community

Type: Single-family home
Year built: 1955
HOA fee: $2,500/mo
County: Miami-Dade

Lot & exterior

Lot size: 9,300 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $13,905
Property taxes (est.): $2,521
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $2,500

Estimated total$19,526*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?