1316 Royal Street

Key West, FL 33040

$2,685,000

$1,243/ft²

4Beds

4.5Baths

2,160Sq ft

2026Year built

Single-family homeType

About this home

Brand-new construction in one of Key West's most desirable residential neighborhoods, the Casa Marina area of Old Town, just blocks from upper Duval Street and four blocks from the beach. This 4 bedroom, 4.5 bath single-family home blends modern durability with relaxed island living, offering the ease of low-maintenance ownership in the highly sought-after X flood zone. Built in 2026 to Florida's toughest standards, the home features concrete board siding, impact doors and windows, and an elevated first floor. The construction is designed to withstand winds up to 180 MPH. Inside, spacious living areas with high ceilings flow comfortably to a private outdoor retreat with an inground pool and water features. All bedrooms are en-suite, with one located on the first floor. A $15,000 builder appliance credit allows you to choose the finishes and appliance brands, at cost, that best suit your lifestyle. Off-street parking adds everyday convenience, while reclaimed wood accents from the historic schooner Western Union bring a meaningful connection to Key West history into the architecture. Quiet, private, and close to everything, this home offers luxury, walkability, and the best of Key West living.

Features

Private pool

Property details

Listing

MLS #: B26044978
Status: For sale
Listed on: Jun 24, 2026
Days on market: 46 days
Listing data updated: Aug 7, 2026

Interior

Beds: 4
Baths: 4.5
Living area: 2,160 ft²
Price per ft²: $1,243/ft²
Unit: 6

Building & community

Type: Single-family home
Year built: 2026
HOA fee: $150/mo
County: Monroe

Lot & exterior

Lot size: 2,909 ft²
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $13,577
Property taxes (est.): $2,462
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $150

Estimated total$16,789*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?