13464 Harbour Ridge Boulevard

Palm City, FL 34990

$89,900

$51/ft²

3Beds

2Baths

1,749Sq ft

1984Year built

CondoType

About this home

Spectacular 3 bedroom, 2 bath second floor condo WITH DETACHED GARAGE. Enjoy amazing sunsets from your screened patio overlooking Mile Lake and the preserve. Kitchen offers stainless appliances, granite counters and cozy breakfast area for sipping coffee. Engineered wood flooring throughout the living areas, carpeted bedrooms and new washer/dryer. Start enjoying the relaxing Florida Country Club lifestyle that Harbour Ridge Yacht & Country Club offers. Membership approval process includes $500 application fee plus background/credit check. Additional financial information may be required for credit scores below 740. $125,000 joining fee due at closing ($1000 refundable) Monthly HOA fee includes Club Dues, Trail Fees, POA Fees, Palmetto Villages Fees, Capital Funds and appropriate taxes. Harbour Ridge Y&CC offers 2 Championship golf courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St Lucie River. NO CORPORATE BUYERS. Seller wants to sell. Will entertain any reasonable offer. Very motivated.

Features

Private pool

Property details

Listing

MLS #: B26025233
Status: For sale
Listed on: May 6, 2026
Days on market: 96 days
Listing data updated: Jul 29, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,749 ft²
Price per ft²: $51/ft²
Unit: 8

Building & community

Type: Condo
Year built: 1984
HOA fee: $4,521/mo
County: St Lucie

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $455
Property taxes (est.): $83
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $4,521

Estimated total$5,292*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?