13629 Treasure Cove Cir

North Palm Beach, FL 33408

$2,145,000

$1,117/ft²

3Beds

2Baths

1,920Sq ft

2012Year built

CondoType

About this home

Imagine walking out your door and onto your boat, with a private dock for up to a 65-foot boat directly outside this first-floor waterfront home. This move-in-ready residence is located inside the highly desirable, manned-gate boating community of Frenchman's Harbor, offering direct ocean access and an effortless coastal lifestyle. This beautiful first-floor unit offers easy, stair-free living with immediate access to your dock—perfect for loading up, heading out, or enjoying the water anytime you want. Frenchman's Harbor is a boutique waterfront community designed for those who value privacy, security, and an active boating lifestyle. Residents enjoy a resort-style waterfront pool, private boardwalk, and beautifully maintained tropical grounds. Tastefully updated and thoughtfully laid out, the home includes a two-car garage and comfortable, inviting living spaces. By boat or by car, the location is hard to beatjust minutes from the beach, inlet, waterfront restaurants, and shopping. Boat slips accommodating up to 65 feet are extremely hard to come by in the area; if you're looking for a home for you and your boat, this is a must-see.

Features

Waterfront

Property details

Listing

MLS #: A11981702
Status: For sale
Listed on: Mar 12, 2026
Days on market: 151 days
Listing data updated: Jun 5, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,920 ft²
Price per ft²: $1,117/ft²
Unit: 13629

Building & community

Type: Condo
Year built: 2012
HOA fee: $2,605/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $10,846
Property taxes (est.): $1,967
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $2,605

Estimated total$16,018*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?