145 Lake Nancy Lane

West Palm Beach, FL 33411

$215,900

$190/ft²

2Beds

2Baths

1,135Sq ft

1987Year built

CondoType

About this home

Newly renovated top-floor corner condo with water views, extra natural light, and a private exterior entrance! IMPACT WINDOWS. Beautiful designer finishes throughout, including sleek ceramic tile, an updated kitchen with granite counters, white subway tile, stainless appliances, and a pass-through to the dining area. Bright living space opens to a screened balcony overlooking the water. Both bathrooms are stylish, clean, and move-in ready. Walk to clubhouse, pool, and more! Guard-gated 55+ Golden Lakes offers a café, gym, tennis, sauna, heated pool, hot tub, courtesy bus, and year-round activities. Furnishings negotiable. Best condo unit in Golden Lakes! This is the Golden Lakes condo buyers hope to find: a beautifully renovated top-floor corner unit with impact windows, water views, extra privacy, and a private exterior entrance. The corner location brings in great natural light, while the screened balcony gives you a peaceful place to enjoy the water view. Inside, the home feels fresh, polished, and move-in ready with designer touches throughout. The updated kitchen features granite counters, white subway tile backsplash, stainless appliances, and a convenient pass-through to the dining area. Ceramic tile flooring keeps the home clean, bright, and easy to maintain—no carpet. The living and dining spaces flow comfortably for everyday living or hosting guests, and both bathrooms have been tastefully updated. Located in the guard-gated 55+ community of Golden Lakes, residents enjoy a clubhouse, café, fitness center, tennis, sauna, heated pool, hot tub, courtesy bus, social activities, and more. Association fee includes cable, common areas, building insurance, security, sewer, trash, water, and recreational facilities. One pet allowed, subject to association rules. Furnishings are negotiable, making this an easy seasonal or full-time move. Top-floor. Corner unit. Impact windows. Water view. Designer finishes. This may be the best condo unit in Golden Lakes.

Features

Waterfront
Private pool
55+ community

Property details

Listing

MLS #: B26050017
Status: For sale
Listed on: Jul 8, 2026
Days on market: 32 days
Listing data updated: Jul 10, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,135 ft²
Price per ft²: $190/ft²
Unit: 232

Building & community

Type: Condo
Year built: 1987
HOA fee: $752/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,092
Property taxes (est.): $198
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $752

Estimated total$2,275*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?