1470 NE 123rd St

North Miami, FL 33161

$158,000

$202/ft²

1Beds

1Baths

782Sq ft

1981Year built

CondoType

About this home

FIRST FLOOR unit, clean and ready for move-in. Built in 1981. Two assigned parking spaces. One of the spaces is on first floor of garage, covered space, close to rear entrance. Pets are allowed and dog playground is one of the amenities. Can be leased after purchase. All new porcelain tile throughout. Newly painted with new floor boards. No popcorn ceiling. Renovated kitchen with new refrigerator. Dual entry bathroom so guests can enter without going through the bedroom. Large walk-in closet plus additional closet between bedroom and bathroom. 2019 Roof. Energy efficient AC. Close to the lobby/mail room/management office and amenities. LOADS of guest parking for visitors. Gated entry. Call box. FOB entry to building, garage, and amenities. Roving Security. Owned by single owner for 28 years. Financeable. Qualifies for low down payment. Association has reserves. Milestone Inspections completed. All work pursuant to inspections done and permits closed. SIRS reserve study completed. Master insurance has full coverage.Enjoy an exceptionally walkable North Miami lifestyle from this ideally located first-floor condominium. Just blocks from Whole Foods, Starbucks, Ross, restaurants, shopping, and public transportation, you'll enjoy everyday convenience while remaining only minutes from Bal Harbour, and the beaches. Situated just west of Biscayne Boulevard, the location offers quick access to coastal amenities while being farther inland than many beachfront communities

Property details

Listing

MLS #: A12046255
Status: For sale
Listed on: Jul 1, 2026
Days on market: 40 days
Listing data updated: Jul 29, 2026

Interior

Beds: 1
Baths: 1
Living area: 782 ft²
Price per ft²: $202/ft²
Unit: A104

Building & community

Type: Condo
Year built: 1981
HOA fee: $548/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $799
Property taxes (est.): $145
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $548

Estimated total$1,725*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?