1520 Lugo Ave

Coral Gables, FL 33156

$3,390,000

$1,112/ft²

4Beds

5.5Baths

3,048Sq ft

1973Year built

Single-family homeType

About this home

Virtually brand-new construction without the wait. Rebuilt down to the studs, this 4-bedroom, 5.5-bath waterfront residence offers modern design and high-end finishes inside gated Gables by the Sea. Every bedroom is en-suite with a walk-in closet, complemented by a chef’s kitchen with Thermador appliances, soundproofed home office, and seamless indoor-outdoor living. Set on a 12,500 SF lot connected to city sewer, the covered patio features an outdoor kitchenette and cabana bath overlooking the pool, tranquil waterway, and private dock. Impact windows and doors, new roof, 2-car garage, and new driveway. Enjoy waterfront living ideal for kayaking and paddleboarding; waterway does NOT provide ocean access.

Features

Waterfront

Property details

Listing

MLS #: A12077026
Status: For sale
Listed on: Aug 24, 2026
Days on market: 3 days
Listing data updated: Aug 25, 2026

Interior

Beds: 4
Baths: 5.5
Living area: 3,048 ft²
Price per ft²: $1,112/ft²

Building & community

Type: Single-family home
Year built: 1973
County: Miami-Dade

Lot & exterior

Lot size: 12,300 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: PINECREST ELEMENTARY SCHOOL · 1.7 mi away
Middle school: PALMETTO MIDDLE SCHOOL · 1.9 mi away
High school: MIAMI PALMETTO SENIOR HIGH SCHOOL · 2.1 mi away
Transit: OLD CUTLER RD & LUGO AV · 0.2 mi away
Supermarket: Milam's Market · 2.7 mi away
Park: Coral Bay Park · 0.2 mi away
Pharmacy: CVS Pharmacy · 3.2 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $17,142
Property taxes (est.): $3,108
Home insurance (est.): $2,543
Flood insurance (est.): —

Estimated total$22,793*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?