1590 S 42nd Circle

Vero Beach, FL 32967

$210,000

$184/ft²

2Beds

2Baths

1,140Sq ft

2001Year built

CondoType

About this home

Beautiful 2-bedroom, 2-bath turnkey condo offered fully furnished and ready for immediate enjoyment. This cozy first-floor residence features an open floor plan with a fully equipped kitchen, spacious living area, and abundant natural light. The primary bedroom overlooks the lake, while the generously sized second bedroom provides comfort for your guests Wake up to beautiful lake views and enjoy your morning coffee or afternoon relaxation from the screened-in balcony. The picturesque water views can be appreciated from the primary bedroom, living room, and outdoor seating area, creating a peaceful and inviting atmosphere throughout the home. Conveniently located on the first floor with easy access and lots of parking nearby. This gated community offers resort-style amenities, including an impressive clubhouse, swimming pool, tennis courts, racquetball court, fitness center, and secure gated entrance. Whether you're looking for a seasonal retreat, investment property, or year-round residence, this condo offers comfort, convenience, and exceptional community amenities.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26044272
Status: For sale
Listed on: Jun 23, 2026
Days on market: 47 days
Listing data updated: Jun 23, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,140 ft²
Price per ft²: $184/ft²
Unit: 106

Building & community

Type: Condo
Year built: 2001
HOA fee: $440/mo
County: Indian River

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,062
Property taxes (est.): $193
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $440

Estimated total$1,928*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?