16070 SW 89th Ave Rd
Palmetto Bay, FL 33157
$999,000
$465/ft²
About this home
Imagine ending each day with peaceful waterfront views, relaxing by your private pool, and enjoying the flexibility of a separate guest suite—all in one of Palmetto Bay's most sought-after neighborhoods with top-rated schools. This spacious 4-bedroom, 3-bath waterfront home was designed for the way families live today. Entertain poolside, enjoy quiet mornings overlooking the water, and create lasting memories in a home that offers both privacy and togetherness. A standout feature is the private first-floor suite with its own entrance, full bath, refrigerator, sink, washer, and dryer—ideal for multigenerational living, aging parents, long-term guests, a nanny, college-aged children, or an executive home office. Located near premier schools, parks, Black Point Marina, shopping, and dining, this home delivers the South Florida lifestyle buyers dream about. Impact windows and doors, accordion shutters, and transferable warranties covering roof leaks, major appliances, mechanical systems, plumbing, electrical, mold, and wood infestation provide exceptional peace of mind. Waterfront homes offering this combination of lifestyle, flexibility, protection, and location under $1.2 million are becoming increasingly rare. Some photos have been virtually staged and enhanced using AI technology.
Features
- Waterfront
Property details
Listing
- MLS #
- A12004735
- Status
- For sale
- Listed on
- Apr 20, 2026
- Days on market
- 111 days
- Listing data updated
- Aug 5, 2026
Interior
- Beds
- 4
- Baths
- 3
- Living area
- 2,148 ft²
- Price per ft²
- $465/ft²
Building & community
- Type
- Single-family home
- Year built
- 1991
- County
- Miami-Dade
Lot & exterior
- Lot size
- 6,767 ft²
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $5,051
- Property taxes (est.)
- $916
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
Estimated total$6,567*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$5,051/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Keller Williams Realty Premier Properties.
Fritz Wagor · 786-205-1454 · fritzwagorrealtor@gmail.com · 305-595-2844
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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