17100 N Bay Rd

Sunny Isles Beach, FL 33160

$450,000

$439/ft²

2Beds

2Baths

1,024Sq ft

2003Year built

CondoType

About this home

Best value 2/2 in Porto Bellagio, Sunny Isles Beach, for this floor plan (1,024 sf). This 2BD/2BA residence offers well-distributed living space with a desirable split-bedroom floor plan, abundant natural light, and a functional layout ideal for both primary residence or second home use. The unit is freshly painted and features tile floors in the living areas, creating a clean and low-maintenance space ready for immediate occupancy. The A/C system, water heater and appliances have been updated, helping minimize upfront costs for the next owner. Washer and dryer (2023) are located inside the unit, and the property includes covered parking. Built in 2003, Porto Bellagio is a well-maintained community with low monthly HOA, strong management and solid financials, offering a resort-style lifestyle with two heated pools, jacuzzi, fitness center, business center, BBQ areas, beautifully landscaped courtyards, and a scenic waterfront promenade along the canal. Pet-friendly community with a flexible rental policy allowing up to 3 rentals per year with 4-month minimum, making it suitable for end users, seasonal use, or future income potential. Vacant and easy to show. Located just minutes from the beach and within walking distance to a shopping plaza with a supermarket, cafés, restaurants, and everyday conveniences, as well as close proximity to Aventura Mall, Bal Harbour, and major highways. Best-priced 2-bedroom in this size range within Porto Bellagio. Rented, till June 4th 2027.

Features

Waterfront

Property details

Listing

MLS #: A11977857
Status: For sale
Listed on: Feb 27, 2026
Days on market: 164 days
Listing data updated: Jun 26, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,024 ft²
Price per ft²: $439/ft²
Unit: 1810

Building & community

Type: Condo
Year built: 2003
HOA fee: $879/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,275
Property taxes (est.): $413
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $879

Estimated total$3,884*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?