17100 N Bay Rd

Sunny Isles Beach, FL 33160

$590,000

$576/ft²

2Beds

2Baths

1,024Sq ft

2003Year built

CondoType

About this home

Experience the best of the Sunny Isles Beach waterfront lifestyle at Porto Bellagio. This beautifully maintained 2-bedroom, 2-bath residence offers 1,024 square feet of bright, thoughtfully designed living space with a desirable split-bedroom floor plan that provides both privacy and comfort. Beautiful tile flooring flows throughout the residence, enhancing its modern, clean design. The open-concept living and dining areas are filled with natural light and lead to a private balcony overlooking peaceful garden and waterfront surroundings—an ideal place to relax and unwind. Located just steps from the white sandy beaches of Sunny Isles Beach, this home is within walking distance of parks, restaurants, shopping, and top-rated schools. Porto Bellagio is a sought-after bayfront community offering resort-style amenities, including a waterfront swimming pool, fitness center, clubhouse, spa, BBQ area, and 24-hour attended security. One assigned parking space is included. With a low monthly HOA, a pet-friendly atmosphere, and a beautifully maintained community, this residence is an excellent choice as a primary home, vacation retreat, or investment property. Don’t miss this exceptional opportunity to own in one of Sunny Isles Beach’s most desirable waterfront communities. Easy to show—contact the listing agent!

Features

Waterfront

Property details

Listing

MLS #: A12063547
Status: For sale
Listed on: Aug 1, 2026
Days on market: 9 days
Listing data updated: Aug 2, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,024 ft²
Price per ft²: $576/ft²
Unit: 1210

Building & community

Type: Condo
Year built: 2003
HOA fee: $880/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,983
Property taxes (est.): $541
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $880

Estimated total$4,837*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?