17125 N Bay Rd

Sunny Isles Beach, FL 33160

$549,000

$434/ft²

3Beds

2Baths

1,264Sq ft

2003Year built

CondoType

About this home

HUGE PRICE REDUCTION TO SELL FAST! Come see this lovingly maintained home, it is a 3BD/2BA plus a large private terrace.residence in the heart of Sunny Isles Beach. Recently remodeled, it features Brazilian hardwood floors, granite countertops, new appliances, updated fixtures, and an in-unit washer/dryer. Owner-occupied and well cared for, providing peace of mind for end-users looking to move in without concerns about prior rentals. Enjoy serene garden and fountain views with a charming European feel. Prime location within walking distance to top A+ schools, restaurants, shopping centers, and grocery stores, live just steps from paradise — the beach is only a 5-minute walk away, making it feel like your very own backyard! Pet-friendly building (up to 100 lbs) with resort-style amenities including 2 pools, 2 jacuzzis, fully equipped gym, dance room, clubhouse, and business center. Financing available with as little as 5% down; SIRS completed. Includes 1 assigned parking space. I have lived in this building for over 14 years, and I can confidently describe the beauty of its location—truly one of the most central in the city. Here, everything is within walking distance, allowing for a lifestyle of ease and convenience. And when you arrive at the beach, you simply pause and breathe in a sense of pure happiness. Building allows 4 times per year rental with city license. Video y 3D tour available ,just click or ask for the order.

Features

Waterfront

Property details

Listing

MLS #: A12002791
Status: For sale
Listed on: Apr 18, 2026
Days on market: 114 days
Listing data updated: Aug 6, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,264 ft²
Price per ft²: $434/ft²
Unit: 3204

Building & community

Type: Condo
Year built: 2003
HOA fee: $1,156/mo
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,776
Property taxes (est.): $503
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $1,156

Estimated total$4,868*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?