18044 SW 89th Pl
Palmetto Bay, FL 33157
$695,000
$525/ft²
About this home
Recently Repriced to Reflect Today's Market – An Incredible Value for Canal-Front Living! Welcome to this beautifully maintained 3-bedroom, 2-bath waterfront home in the heart of Palmetto Bay. Nestled on a tranquil canal, this solid concrete residence offers the perfect blend of comfort, quality, and the South Florida lifestyle. Enjoy peaceful canal views from your private backyard, with direct access for kayaking, paddleboarding, or simply relaxing by the water. Peace of mind comes with the major updates, including impact windows and doors, recently relined cast iron pipes backed by a 50-year transferable warranty—a significant improvement that offers added protection and value for the next owner. The home also features updated bathrooms, bright and inviting living spaces, and a functional layout designed for comfortable everyday living. For the boating and outdoor enthusiast, the property includes a one-car garage plus a covered carport with plenty of room for a boat or RV. The waterfront setting provides a unique opportunity to enjoy your own private piece of Palmetto Bay while remaining close to the area's conveniences, top-rated schools, shopping, dining, and major roadways. Canal-front homes with this combination of location, solid construction, impact windows, and professionally relined cast iron pipes with a 50-year transferable warranty are not easy to find. Don't miss this opportunity—schedule your private showing today.
Features
- Waterfront
Property details
Listing
- MLS #
- A11981374
- Status
- For sale
- Listed on
- Mar 13, 2026
- Days on market
- 149 days
- Listing data updated
- Aug 9, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,323 ft²
- Price per ft²
- $525/ft²
Building & community
- Type
- Single-family home
- Year built
- 1972
- County
- Miami-Dade
Lot & exterior
- Lot size
- 9,546 ft²
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,514
- Property taxes (est.)
- $638
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
Estimated total$4,585*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,514/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Compass Florida, LLC.
Michelle Hoffman · 305-322-3036 · michelle.hoffman@compass.com · 305-697-5402
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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