18821 SW 74th Ct
Cutler Bay, FL 33157
$1,240,000
$263/ft²
About this home
Welcome to the elegant two-story Florence model in the prestigious Cutler Cay, offering 5 bedrooms, 4 bathrooms, and 4,717SF of thoughtfully designed living space. This move-in ready home features marble floors, soaring ceilings, and a grand marble staircase with custom iron railings. The living room and foyer are elevated by statement chandeliers and custom ceiling paintings, adding a distinctive architectural touch, a rare find. Designed for both refined entertaining and comfortable daily living, the residence offers formal living and dining rooms, along with the family room and eat-in kitchen with stainless steel appliances. A full bedroom and bath on the first floor provide flexibility for guests or multigenerational living. Upstairs, the spacious primary suite serves as a private retreat with an expansive balcony, dual walk-in closets, and a generous ensuite bath. Enjoy a covered terrace and a uniquely special backyard with no rear neighbors—offering privacy and peaceful green views. Additional features include a 3-car garage, ample storage, and a generator. The community is 24/7 guard-gated with resort-style amenities including clubhouse, fitness center, sauna, steam room, heated pool, jacuzzi, tennis, pickleball, basketball courts, playground and a pavilion—spaces to gather, mingle, and enjoy a friendly neighborhood atmosphere. HOA includes alarm monitoring, cable, internet, and lawn maintenance—supporting a lifestyle centered on comfort, wellness, connection and ease.
Property details
Listing
- MLS #
- A11976684
- Status
- For sale
- Listed on
- Apr 8, 2026
- Days on market
- 124 days
- Listing data updated
- Aug 8, 2026
Interior
- Beds
- 5
- Baths
- 4
- Living area
- 4,717 ft²
- Price per ft²
- $263/ft²
Building & community
- Type
- Single-family home
- Year built
- 2007
- HOA fee
- $508/mo
- County
- Miami-Dade
Lot & exterior
- Lot size
- 8,250 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $6,270
- Property taxes (est.)
- $1,137
- Home insurance (est.)
- $600
- Flood insurance (est.)
- —
- HOA fee
- $508
Estimated total$8,515*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$6,270/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Keller Williams Capital Realty.
Malgorzata Sadowska · 305-204-2462 · Maggie@MegaLuxeHomes.com · 305-662-7325
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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