1982 SW PALM CITY Road SW

Stuart, FL 34994

$119,000

$133/ft²

2Beds

2Baths

894Sq ft

1973Year built

CondoType

About this home

Welcome to Monterey Yacht and Counry Club in Stuart. It has it own 9 hole executive golf course, 2 clubhouses, heated pool, bocce, shuffelboard, 2 fishing piers, a putting green, library, exercise room, shuffle board GOLF inc. A special 2 br 2 bath unit that has been upgraded with laminate flooring and tile. The kitchen has been expanded and opened up to the main living dining area with 3 door stainless refrigerator and stainless dishwasher. It is a corner unit and located close to the 2nd clubhouse that faces the St Lucie River. The master bedroom is ajoined by a full bath with step in shower and the 2nd bathroom has a tub/shower combination. Both bedrooms have walk-in closets There are sliding glass doors that open out to the screened balcony. Storm shutters on the unit. Take a short walk to the 2nd cluhouse and enjoy the sunsets overlooking the St Luice River. A great gathering place for the members MYCC pays a ground lease underlying recreation area

Features

Private pool
55+ community

Property details

Listing

MLS #: B26065102
Status: For sale
Listed on: Aug 17, 2026
Days on market: 10 days
Listing data updated: Aug 19, 2026

Interior

Beds: 2
Baths: 2
Living area: 894 ft²
Price per ft²: $133/ft²
Unit: F

Building & community

Type: Condo
Year built: 1973
HOA fee: $802/mo
County: Martin

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $602
Property taxes (est.): $109
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $802

Estimated total$1,746*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?