2020 NE 135th St

North Miami, FL 33181

$315,000

$327/ft²

2Beds

2Baths

963Sq ft

1969Year built

CondoType

About this home

Incredible opportunity to own a spacious 8th-floor corner residence in North Miami’s waterfront community, Keystone Towers. Whether you are looking for a vibrant place to call home or a high-performing addition to your investment portfolio, this 2-bedroom, 2-bathroom condo delivers. The bright, open floor plan features low-maintenance flooring and flows seamlessly to a private balcony boasting panoramic skyline and canal views.For the homeowner: Enjoy a peaceful, secure building with a waterfront pool, parking, and a relaxed coastal lifestyle.For the investor: Capitalize on an exceptionally high-demand rental corridor with zero rental restrictions after purchase.The location is unbeatable—situated just off Biscayne Boulevard, you are minutes from FIU Biscayne Bay Campus, Whole Foods, Costco, the prestigious Bal Harbour Shops, and sunny local beaches. Dock spots may be available to rent through the association! Offering the ultimate blend of lifestyle benefits and strong ROI potential, this North Miami gem is easy to show and a definitive must-see. Presently rented and no special assessments.

Features

Waterfront

Property details

Listing

MLS #: A12034765
Status: For sale
Listed on: Jun 10, 2026
Days on market: 61 days
Listing data updated: Jun 10, 2026

Interior

Beds: 2
Baths: 2
Living area: 963 ft²
Price per ft²: $327/ft²
Unit: 804

Building & community

Type: Condo
Year built: 1969
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,593
Property taxes (est.): $289
Home insurance (est.): $317
Flood insurance (est.): —

Estimated total$2,199*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?