2061 NE 123rd St

North Miami, FL 33181

$999,900

$692/ft²

2Beds

2.5Baths

1,444Sq ft

1965Year built

TownhouseType

About this home

Boater's dream! Waterfront 2-bedroom, 2.5-bath townhouse with a private dock and direct ocean access in desirable Areta Estates. Enjoy peaceful canal views from the primary suite and private patio while keeping your boat just steps from home. The updated kitchen features modern cabinetry, quartz countertops, and stainless steel appliances. Spacious two-story layout with generous living areas and two en-suite bedrooms. Ideally located minutes from Bal Harbour, Aventura, beaches, shopping, and dining. A rare opportunity to own an affordable waterfront property in one of North Miami's most convenient locations.

Features

Waterfront

Property details

Listing

MLS #: A12064606
Status: For sale
Listed on: Aug 3, 2026
Days on market: 7 days
Listing data updated: Aug 4, 2026

Interior

Beds: 2
Baths: 2.5
Living area: 1,444 ft²
Price per ft²: $692/ft²

Building & community

Type: Townhouse
Year built: 1965
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,056
Property taxes (est.): $917
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$6,573*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?