2061 NW 21ST Terrace

Stuart, FL 34994

$2,700/mo

2Beds

2Baths

1,047Sq ft

1988Year built

CondoType

About this home

Welcome to the most exquisitely renovated residence in The Estuary, one of Stuart's hidden waterfront gems. Completely reimagined from top to bottom with no expense spared, this designer 2-bedroom, 2-bath luxury condominium offers a level of craftsmanship and finishes rarely found at this price point. This is not simply an updated home, it is a true custom renovation that has never been lived in since completion. Every detail has been thoughtfully curated to create a sophisticated, move-in-ready retreat that blends modern luxury with effortless coastal living. Located within the gated waterfront community of The Estuary, residents enjoy a serene setting surrounded by mature landscaping, waterways, and access to exceptional amenities along the St. Lucie River. Enjoy the convenience of being minutes from historic Downtown Stuart, Downtown Jensen Beach, beautiful beaches, waterfront dining, shopping, golf, and world-class boating. Whether you are searching for a primary residence or seasonal escape, this extraordinary property offers a rare opportunity to own one of the finest residences in one of Stuart's most desirable waterfront communities. Luxury. Location. Lifestyle. Welcome home.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26060080
Status: For sale
Listed on: Aug 4, 2026
Days on market: 9 days
Listing data updated: Aug 6, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,047 ft²
Unit: 108

Building & community

Type: Condo
Year built: 1988
County: Martin

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?