20922 SW 88th Pl

Cutler Bay, FL 33189

$679,000

$383/ft²

3Beds

2.5Baths

1,774Sq ft

2004Year built

Single-family homeType

About this home

Waterfront living in Cutler Bay! Welcome to this beautifully updated three-bedroom, two-and-a-half-bath home featuring a versatile extra room—ideal for a home office, playroom, gym, media room, or pet space. The bright, open-concept layout offers beautiful flooring throughout and a renovated kitchen with striking exotic marble, stainless-steel appliances, and an oversized waterfall island that serves as both a stunning centerpiece and an inviting space for entertaining. Step outside to an expansive waterfront backyard with open-water views and plenty of room to enjoy the South Florida lifestyle. Boating enthusiasts will appreciate the space available for a boat and trailer, with Black Point Marina and its boat ramps just minutes away. Enjoy outdoor gatherings, peaceful mornings by the water, and beautiful sunsets from your own backyard.

Features

Waterfront

Property details

Listing

MLS #: A12069482
Status: For sale
Listed on: Aug 22, 2026
Days on market: 5 days
Listing data updated: Aug 25, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,774 ft²
Price per ft²: $383/ft²

Building & community

Type: Single-family home
Year built: 2004
HOA fee: $35/mo
County: Miami-Dade

Lot & exterior

Lot size: 8,161 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: DR. EDWARD L. WHIGHAM ELEMENTARY SCHOOL · 0.6 mi away
Middle school: MATER ACADEMY BAY MIDDLE SCHOOL · 0.9 mi away
High school: CUTLER BAY SENIOR HIGH SCHOOL · 0.3 mi away
Transit: SW 87 AV @ SW 205 LN · 0.3 mi away
Supermarket: Publix · 0.3 mi away
Park: Franjo Park · 0.5 mi away
Pharmacy: Publix · 0.3 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $3,433
Property taxes (est.): $623
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $35

Estimated total$4,524*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?