21040 SW 85th Pass
Cutler Bay, FL 33189
$599,900
$503/ft²
About this home
Welcome to this inviting 3-bedroom, 2-bathroom home nestled in the desirable Cutler Bay community of Chanterelle by the Bay. Offering 1,193 sq ft of living space and 1,459 total sq ft on a 5,500 sq ft lot, this home is perfect for families seeking comfort, convenience, and a great neighborhood feel.A welcoming foyer leads into bright living and dining areas filled with natural light, with lovely views of the pool and backyard; ideal for everyday living and family gatherings. The primary bedroom features a spacious remodeled cabana-style bathroom with direct access to the pool area and a walk-in closet.Step outside to a true backyard retreat where kids and adults alike can enjoy the swimming pool, tiki bar, and even a pool table; perfect for weekend barbecues, celebrations, or simply relaxing at home. Additional features include a roof replaced in 2015, washer and dryer conveniently located in the garage, accordion/panel shutters for peace of mind, a wood-fenced yard for privacy, and a 1-car garage. Located near great schools and just minutes from parks, bike paths, and top outdoor destinations; including Black Point Marina, Lakes by the Bay, and Saga Bay Park—offering endless opportunities for family fun and outdoor activities.
Property details
Listing
- MLS #
- A11988324
- Status
- For sale
- Listed on
- Mar 30, 2026
- Days on market
- 132 days
- Listing data updated
- Apr 29, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,193 ft²
- Price per ft²
- $503/ft²
Building & community
- Type
- Single-family home
- Year built
- 1989
- HOA fee
- $118/mo
- County
- Miami-Dade
Lot & exterior
- Lot size
- 5,500 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $3,033
- Property taxes (est.)
- $550
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
- HOA fee
- $118
Estimated total$4,134*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,033/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of The Keyes Company.
Carlos Pena · 786-262-3370 · BrokerPena@gmail.com · 305-595-8166
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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