21320 Old Cutler Rd

Cutler Bay, FL 33189

$1,375,000

5Beds

5Baths

—Sq ft

2026Year built

Single-family homeType

About this home

RARELY AVAILABLE BRAND-NEW CONSTRUCTION IN CUTLER BAY! Stunning 2-story corner home with approx. 5,000 SF total construction, including 3,531 SF under A/C. 5 bedrooms, 5 full baths, 2-car garage, porcelain floors, private 30x10 pool and solid concrete roof. Built like a concrete bunker for exceptional strength and durability. Oversized 5th bedroom can be a gym, office, playroom or media room. Large covered terrace can become a Florida room. Side gate allows storage for a large boat. Close to shopping, Publix, Black Point Marina, parks and major roads. Lowest price in the area! Private financing available up to 65% LTV for 5 years.

Property details

Listing

MLS #: A12070916
Status: For sale
Listed on: Aug 15, 2026
Days on market: 12 days
Listing data updated: Aug 26, 2026

Interior

Beds: 5
Baths: 5

Building & community

Type: Single-family home
Year built: 2026
County: Miami-Dade

Lot & exterior

Lot size: 7,500 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: GULFSTREAM ELEMENTARY SCHOOL · 0.3 mi away
Middle school: CORAL REEF MONTESSORI ACADEMY CHARTER SCHOOL · 1 mi away
High school: CUTLER BAY SENIOR HIGH SCHOOL · 1.2 mi away
Transit: SW 216 ST @ SW 98 CT · 0.2 mi away
Supermarket: Publix · 0.5 mi away
Park: Lincoln City Park · 0.1 mi away
Pharmacy: Publix · 0.5 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $6,953
Property taxes (est.): $1,261
Home insurance (est.): $1,031
Flood insurance (est.): —

Estimated total$9,245*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?