2151 Umbrella Cay

West Palm Beach, FL 33411

$429,000

$289/ft²

3Beds

2Baths

1,482Sq ft

2003Year built

VillaType

About this home

Your wait is over—welcome to this beautifully updated 3-bedroom, 2-bath, single story, villa with a 2-car garage (Nautilus Model) in sought-after Somerset at Andros Isle. Enjoy an inviting open layout with a renovated eat-in kitchen featuring white raised-panel cabinetry and granite countertops. The spacious primary suite offers a tray ceiling, his-and-hers walk-in closets, dual-sink vanity, and a glass-enclosed shower. Additional highlights include generously sized secondary bedrooms, full-size washer and dryer, neutral tile flooring throughout, and an expansive screened patio—perfect for relaxing and entertaining—plus an oversized corner lot with serene garden views. Community amenities include a resort-style clubhouse, pool, spa, fitness center, game room, billiards, tennis, pickleball, racquetball, basketball, bocce, kiddie pool, and tot lot. HOA covers 24/7 manned gate security, cable, internet, landscaping, and irrigation. Convenient to shopping, dining, entertainment, schools, and major roadways.

Property details

Listing

MLS #: A12011103
Status: For sale
Listed on: May 1, 2026
Days on market: 101 days
Listing data updated: Jul 24, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,482 ft²
Price per ft²: $289/ft²

Building & community

Type: Villa
Year built: 2003
HOA fee: $342/mo
County: Palm Beach

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,169
Property taxes (est.): $393
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $342

Estimated total$3,221*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?