21808 SW 99th Ave

Cutler Bay, FL 33190

$534,000

$324/ft²

3Beds

2Baths

1,650Sq ft

1985Year built

Single-family homeType

About this home

Beautifully updated 3-bedroom, 2-bath, two-story single-family home in Cutler Bay's Lakes by the Bay/Saga Bay area. Features include a new roof, new floors, quartz countertops with matching backsplash, and new appliances. Bright main living areas, updated kitchen finishes, comfortable bedrooms, and an enclosed porch/patio space for extra indoor-outdoor living. Convenient South Dade location near neighborhood parks, shopping, schools, and Black Point Park & Marina.

Property details

Listing

MLS #: A12038433
Status: For sale
Listed on: Jun 16, 2026
Days on market: 55 days
Listing data updated: Jul 16, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,650 ft²
Price per ft²: $324/ft²

Building & community

Type: Single-family home
Year built: 1985
HOA fee: $144/mo
County: Miami-Dade

Lot & exterior

Lot size: 3,550 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,700
Property taxes (est.): $489
Home insurance (est.): $433
Flood insurance (est.): —
HOA fee: $144

Estimated total$3,766*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?