2195 SW Shoal Creek Trace

Palm City, FL 34990

$489,000

$279/ft²

3Beds

2.5Baths

1,751Sq ft

1989Year built

Single-family homeType

About this home

Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26057985
Status: For sale
Listed on: Jul 28, 2026
Days on market: 12 days
Listing data updated: Aug 7, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,751 ft²
Price per ft²: $279/ft²

Building & community

Type: Single-family home
Year built: 1989
HOA fee: $408/mo
County: Martin

Lot & exterior

Lot size: 6,117 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,473
Property taxes (est.): $448
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $408

Estimated total$3,646*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?