2205 1/2 NE 123rd St

North Miami, FL 33181

$720,000

$499/ft²

2Beds

2.5Baths

1,444Sq ft

1968Year built

TownhouseType

About this home

WATERFRONT HIDDEN GEM! Welcome to waterfront living at its finest. This charming 2-bedroom townhome is a rare NO-HOA opportunity offering tranquil CANAL VIEWS and direct OCEAN ACCESS, minutes from Haulover Inlet. Opportunity to build a private dock accommodating a boat up to 22 feet, subject to verification. Inside you’ll find a spacious living area with charm and potential to make your own. Just minutes from the beach, Bal Harbour Shops, and some of the area’s top dining destinations, this is a true hidden gem for boating enthusiasts, investors, or anyone seeking the ultimate South Florida waterfront lifestyle.

Features

Waterfront

Property details

Listing

MLS #: A12064425
Status: For sale
Listed on: Aug 3, 2026
Days on market: 7 days
Listing data updated: Aug 4, 2026

Interior

Beds: 2
Baths: 2.5
Living area: 1,444 ft²
Price per ft²: $499/ft²
Unit: 2205

Building & community

Type: Townhouse
Year built: 1968
County: Miami-Dade

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,641
Property taxes (est.): $660
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$4,734*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?