221 NE Plantation Road

Stuart, FL 34996

$314,900

$260/ft²

2Beds

2Baths

1,213Sq ft

1987Year built

CondoType

About this home

Welcome to Plantation Club Villas, located on Hutchinson Island, within Indian River Plantation. This is a popular island location where coastal vibes meet convenience. Casual walks on the beach, bike rides, and sunbathing at the pool can be part of your new lifestyle! Publix supermarket is less than 5 minutes away. Downtown Stuart offers great shopping and top-notch dining! This two-bedroom ensuite unit provides privacy and separation for you and your guests. The screened-in porch offers a tranquil setting to enjoy morning coffee in the sunlight, watch the birdlife and listen to the waves through the mangroves. The entire unit has been freshly painted, the ceilings are smooth (no popcorn) having level five drywall professional finish, and new LVP hardwood floors have been installed. All kitchen appliances are included (the dishwasher, range and microwave have all been replaced within the last year) as well as the stackable washer and dryer.There is an assigned covered parking spot as well as ample guest parking and a locked room for your storage needs. Cable and internet are included in the monthly association fee. With optional membership to the Ocean Club, you have access to golf, tennis, pickleball, the fitness center and the beach club. Plantation Club Villas is pet-friendly, and rentals are permitted with a 30-day minimum. Information deemed reliable but not guaranteed - buyer and buyer's agent to verify.

Features

Private pool

Property details

Listing

MLS #: F10555374
Status: For sale
Listed on: Feb 28, 2026
Days on market: 162 days
Listing data updated: Jun 15, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,213 ft²
Price per ft²: $260/ft²
Unit: 213

Building & community

Type: Condo
Year built: 1987
HOA fee: $893/mo
County: Martin

Lot & exterior

Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,592
Property taxes (est.): $288
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $893

Estimated total$3,090*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?