2404 NE 135th St
North Miami, FL 33181
$799,000
$533/ft²
About this home
Rarely does a home like this come to market! Wake up every day to serene canal views, launch your boat from your private dock, and enjoy unrestricted access to open water with no fixed bridges. This exceptional 3-bedroom, 3-bathroom townhome with a 1-car garage offers the perfect blend of waterfront living, privacy, and convenience. Soaring 18-foot ceilings flood the home with natural light, creating an open, airy atmosphere that feels both spacious and inviting. Enjoy breathtaking sunsets from the expansive waterfront deck—the perfect place to relax, entertain, or simply watch the world drift by. Two private balconies provide additional spaces to unwind and embrace the tranquil surroundings. Nestled within an intimate gated community of only 10 townhomes, this hidden gem is located on a quiet cul-de-sac street, offering peace, privacy, and a true neighborhood feel. Outdoor enthusiasts will love the nearby walking, jogging, and biking routes, while guests will appreciate the convenient guest parking. Inside, you'll find attractive laminate wood flooring, updated bathrooms, and a modern kitchen featuring stainless steel appliances. The thoughtful layout combines comfort with low-maintenance living, allowing more time to enjoy the waterfront lifestyle you've always dreamed of. For qualified buyers, low down payment financing options may be available, making ownership even more attainable. With its rare combination of canal-front location, private boat dock, no fixed bridges, sunset views, spacious design, and boutique gated setting, this is truly a one-of-a-kind opportunity. There is simply nothing else like it on the market. Includes 12 month boat doc rental up to 30 ft Live where every day feels like a vacation.
Features
- Waterfront
Property details
Listing
- MLS #
- A12050833
- Status
- For sale
- Listed on
- Jul 9, 2026
- Days on market
- 32 days
- Listing data updated
- Aug 3, 2026
Interior
- Beds
- 3
- Baths
- 3
- Living area
- 1,500 ft²
- Price per ft²
- $533/ft²
- Unit
- 2404
Building & community
- Type
- Condo
- Year built
- 1989
- HOA fee
- $756/mo
- County
- Miami-Dade
Lot & exterior
- Waterfront
- Yes
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
True monthly cost
- Mortgage (principal & interest)
- $4,040
- Property taxes (est.)
- $733
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
- HOA fee
- $756
Estimated total$5,962*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Building structural health (SIRS)
No filing record foundWe couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.
Questions about this
What is a SIRS and why does it matter?
Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.
Has this building filed its SIRS?
We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.
What is a special assessment?
A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.
What should I check before buying in this building?
Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.
Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.
Want the full structural picture of this building before you offer?
Location
Mortgage calculator
$4,040/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Coldwell Banker Realty.
Rafael Ochoa · 305-496-8722 · rafael.ochoarealestate@gmail.com · 305-672-6300
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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