2440 Harbour Cove Drive

Hutchinson Island, FL 34949

$845,900

$495/ft²

2Beds

2.5Baths

1,710Sq ft

1989Year built

TownhouseType

About this home

Wait until you see the breathtaking water views from this stunning townhome—one of the best in the entire community with a private 30' boat dock and lift. Bring your boat and enjoy the luxury of a private dock with a lift—a rare find and the only townhome listed with a dock & lift in the highly sought-after Harbour Cove on Hutchinson Island that offers this exclusive feature. This beautiful corner unit has All IMPACT windows and Doors AND a newer roof! Step inside, and you'll be immediately surrounded by panoramic water views. The open floor plan seamlessly connects the family room, dining area, and kitchen, with two sets of sliders leading to a wrap-around patio and a covered, screened-in porch perfect for enjoying the breeze. Upstairs, you'll find two spacious bedrooms, including a primary suite with stunning views, plus two full baths and an indoor laundry area (not in the garage!). With all impact windows and doors, a brand-new deck and railing, and low HOA fees, this home truly has it all! Don't miss your chance to own this exceptional waterfront retreat schedule your showing today!

Features

Waterfront
Private pool

Property details

Listing

MLS #: R11067109
Status: For sale
Listed on: Feb 26, 2025
Days on market: 529 days
Listing data updated: May 31, 2026

Interior

Beds: 2
Baths: 2.5
Living area: 1,710 ft²
Price per ft²: $495/ft²

Building & community

Type: Townhouse
Year built: 1989
HOA fee: $385/mo
County: St Lucie

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,277
Property taxes (est.): $775
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $385

Estimated total$6,037*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?