2483 SW Murphy Road

Palm City, FL 34990

$899,000

$355/ft²

5Beds

3Baths

2,534Sq ft

1980Year built

Single-family homeType

About this home

Rare Palm City waterfront retreat with no fixed bridges and direct ocean access. This distinctive 5BR/3BA home offers approx. 2,534 living sq ft with warm wood detailing, soaring ceilings, dramatic fireplace, and flexible living spaces full of character. The layout includes a downstairs primary suite plus an upstairs suite currently used as an art studio. Enjoy boating from your private dock with lift, water, and electric. Additional highlights include a 2023 metal roof, complete panel shutters, newer appliances, paver driveway, oversized garage with epoxy floors, low HOA for road/canal maintenance, and peaceful waterfront setting. A unique opportunity for buyers seeking boating, privacy, and a home with true personality. The oversized attached garage is approximately 26 feet deep and offers excellent space for vehicles, tools, and recreational storage. The upstairs master suite is currently used as an art studio and provides flexible options for a guest retreat, home office, media room, creative space, or additional private living area. The floor plan offers separation between the downstairs primary suite and upstairs living space, creating functionality for guests, remote work, or family living. The private dock with lift, electric, and water service support the Palm City waterfront lifestyle. Low HOA of approximately $21/month primarily supports road and canal maintenance.

Features

Waterfront

Property details

Listing

MLS #: B26035442
Status: For sale
Listed on: Jun 1, 2026
Days on market: 70 days
Listing data updated: Aug 9, 2026

Interior

Beds: 5
Baths: 3
Living area: 2,534 ft²
Price per ft²: $355/ft²

Building & community

Type: Single-family home
Year built: 1980
HOA fee: $20/mo
County: Martin

Lot & exterior

Lot size: 10,887 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,546
Property taxes (est.): $824
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $20

Estimated total$5,990*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?