2526 SE 20th Pl

Homestead, FL 33035

$140,000

$169/ft²

1Beds

1Baths

830Sq ft

1989Year built

CondoType

About this home

Welcome to this peaceful and inviting 1-bedroom, 1-bathroom condominium located in the highly desirable community of Keys Gate! This well-maintained home offers a serene atmosphere with a private balcony where you can relax, unwind, and enjoy your morning coffee or evening breeze. Inside, you’ll find a comfortable layout with plenty of natural light lots of space throughout, bedroom is spacious, breakfast area/dinning area seperated from living room and the perfect opportunity to personalize the space to your own style and taste. Whether you envision modern upgrades or cozy touches, this home is a blank canvas ready for your creativity. Enjoy the ease of homeownership with an HOA that covers valuable essentials including internet, cable, water, building insurance, security, and a beautifully maintained fenced property. Residents also have access to a clubhouse and community amenities, making everyday living both convenient and enjoyable. Ideally located near shops, dining, and the hospital, this home offers both tranquility and accessibility. Experience comfort, convenience, and community all in one place. Make this peaceful retreat your next home!

Property details

Listing

MLS #: A12020293
Status: For sale
Listed on: May 16, 2026
Days on market: 85 days
Listing data updated: Jul 13, 2026

Interior

Beds: 1
Baths: 1
Living area: 830 ft²
Price per ft²: $169/ft²
Unit: 207-B

Building & community

Type: Condo
Year built: 1989
HOA fee: $651/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $708
Property taxes (est.): $128
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $651

Estimated total$1,720*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?