2534 SW CONCH COVE Lane

Palm City, FL 34990

$1,099,000

$608/ft²

3Beds

2Baths

1,808Sq ft

2020Year built

Single-family homeType

About this home

Waterfront home with Ocean Access & no HOA. Experience waterfront living at its best in this beautiful Key West style home. Situated on the St. Lucie River, this property offers no fixed bridges and ocean access, making it a boater's dream. Complete with a private boat lift and new seawall (2023), you're just minutes from open water. Built in 2020 all tucked away on a quiet dead-end street. Inside, you'll find: impact windows/ doors, metal roof, tile flooring throughout, plantation shutters, custom built-in closets, laundry room and stainless steel appliances. One of the biggest benefits of owning a newer home is the LOW insurance. Conveniently located just minutes from shopping, beautiful beaches, waterfront restaurants, parks, golf courses, and historic downtown Stuart.

Features

Waterfront

Property details

Listing

MLS #: B26058562
Status: For sale
Listed on: Jul 29, 2026
Days on market: 11 days
Listing data updated: Jul 31, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,808 ft²
Price per ft²: $608/ft²

Building & community

Type: Single-family home
Year built: 2020
County: Martin

Lot & exterior

Lot size: 6,435 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,557
Property taxes (est.): $1,008
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$7,165*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?